West Bengal Student Credit Card Scheme 2022: Online Registration, Eligibility & Benefits

West Bengal Student Credit Card Scheme PDF Download | Student Credit Card West Bengal Apply Online | WB Student Credit Card Eligibility Criteria, Course List, Helpline Number – In today’s time of competition, every student wants to take higher education, but due to lack of financial condition, many talented students are not able to fulfill the dream of higher education. To guarantee the accessibility of advanced education among every one of the understudies, the public authority begins different sorts of plans. Today we will inform you concerning one such plan dispatched by the Government of West Bengal which is called the West Bengal Student Credit Card Scheme. Through this Student Credit Card West Bengal Scheme understudies will be given advance to advanced education. [Also Read- (Apply) West Bengal Bangla Shasya Bima Yojana 2022: Registration & Login]

West Bengal Student Credit Card 2022

West Bengal Chief Minister Mamata Banerjee has dispatched the WB Student Credit Card Scheme. The choice to dispatch Student Credit Card West Bengal was taken in the state bureau meeting hung on 24 June 2021. Through this plan understudies of class tenth or above can take advance up to Rs 10 lakh for higher investigations. They will get this credit at extremely low financing cost. A charge card will be given to the understudies to benefit this advance. With the assistance of this West Bengal Student Credit Card, understudies can pull out the advance sum. That load of understudies who are living in West Bengal throughout the previous 10 years can exploit this West Bengal Student Credit Card Scheme. Advances can be taken under this plan for undergrad, postgraduate, doctoral and postdoctoral investigations in India or abroad. [Also Read- West Bengal Voter List 2022: Download WB Voter List @ceowestbengal.nic.in]

West Bengal Student Credit Card Scheme

PM Modi Schemes

Overview of Student Credit Card West Bengal

Scheme NameWest Bengal Student Credit Card
Launched ByGovernment Of West Bengal
Year2022
BeneficiariesStudents Of West Bengal
Application ProcedureOnline/Offline
ObjectiveTo Provide Loans For Higher Education
BenefitsLoan Of Upto Rs 10 Lakh
CategoryState Govt. Scheme
Official Websitehttps://wb.gov.in/
West Bengal Student Credit Card Scheme

Arthik Sujog, Shobol Jubo

The West Bengal government led by Chief Minister Mamata Banerjee has estimated that 1.5 crore beneficiaries will be covered under the “West Bengal Student Credit Card Scheme“. The scheme promises student credit cards with a credit limit of up to Rs 10,00,000 for higher studies. The West Bengal student credit card scheme was promised by Chief Minister Mamata Banerjee ahead of the recent assembly elections. The state government already has a database of some eligible beneficiaries, which can be easily used to start the SCC scheme. For example, the state has detailed data of students in government schools and colleges. These beneficiaries can be brought under the Direct Benefit Transfer Scheme immediately, for the remaining families, the government can start the application process. [Also Read- WB Kharif Paddy Procurement Scheme 2021: Online Application Form]

Objective of West Bengal Student Credit Card

The principle objective of Student Credit Card Scheme is to give advance to advanced education to the understudies. Through this Credit Card an advance of up to Rs 10 lakh will be given to the understudies which will assist them with pursueing their advanced education without pondering the monetary weight. Presently every understudy of West Bengal will actually want to get advanced education. This West Bengal Student Credit Card Scheme will likewise decrease the joblessness rate among the residents of West Bengal as now more understudies will actually want to get instruction and work. [Also Read- Didi Ke Bolo: Whatsapp Phone Number | didikebolo.com Unique Email ID]

Advantages and Features of West Bengal Student Credit Card

  • West Bengal Chief Minister Mamata Banerjee has dispatched the Student Credit Card Scheme
  • Through this plan, understudies will be given instructive advance up to Rs 10 lakh for advanced education.
  • The choice to dispatch this Student Credit Card West Bengal was taken in the state bureau meeting hung on 24 June 2021.
  • Tenth or above Class understudies will actually want to exploit this Student Credit Card.
  • The advance gave through this plan will be accessible at low loan fee.
  • A Student Credit Card West Bengal will be given to the understudies to get the quantity of advances
  • Understudy loan sum can be removed through this West Bengal Student Credit Card
  • That load of understudies who are dwelling in West Bengal for most recent 10 years can exploit this plan
  • The West Bengal Student Credit Card Scheme can likewise be benefited for undergrad, postgraduate, doctoral and postdoctoral investigations in India or abroad.
  • This scene was essential for the political decision pronouncement of Trinamool Congress
  • The advantage of this Student Credit Card Scheme can be profited till the age of 40 years.
  • Understudies need to reimburse the Student Credit Card West Bengal inside a time of 15 years in the wake of landing the position

Eligibility Criteria of West Bengal Student Credit Card Scheme

  • Only a permanent resident of West Bengal can get the benefit of Student Credit Card.
  • The applicant must have lived in West Bengal for a minimum period of 10 years.
  • The maximum age limit of the applicant to get the benefit under this scheme is 40 years.

Required Documents for WB Student Credit Card Scheme

The list of documents required to apply for the Credit Card Scheme are as follows:

  • Aadhar card
  • Residence certificate
  • Age proof
  • Ration card
  • Income certificate
  • Bank account details
  • Mobile number
  • Passport size photograph

Apply Online under West Bengal Student Credit Card Scheme

Registration

  • Firstly, visit the official website of West Bengal Student Credit Card Scheme. Then, the Home page will open in front of you.
West Bengal Student Credit Card Scheme
  • On the homepage you have to click on Student Registration. After that, the registration form will appear in front of you.
West Bengal Student Credit Card Scheme
  • Now you have to enter the following information in the registration form:-
    • Name of applicant
    • Date of birth
    • gender
    • aadhar number
    • Program Type
    • program name
    • institution status
    • institution’s district
    • Name of Institution
    • mobile number
    • E mail ID
    • password etc.
  • After that, click on Register Button and Unique ID will be generated and it will be sent to your registered mobile number. 13

Login Procedure

  • Firstly, visit the official website of West Bengal Student Credit Card Scheme. Then, the Home page will open in front of you.
  • On the homepage you have to click on Student Login. After that, the login form will appear in front of you.
West Bengal Student Credit Card Scheme Login Process
  • Now you need to enter Application ID, Password and Captcha code and you have to click on Login.
  • After this, the Applicant’s Dashboard will appear in front of you. Now you have to click on Application Details.
  • After that you have to click on “Edit Loan Application” tab and Application form will open in front of you.
  • Now you have to enter the following details in this application form:
    • Personal details
    • Co-borrower details
    • Current address details
    • Permanent Address Details
    • Course and Income Statement
  • Student bank details
  • After this-Continue and you need to upload the following Documents.
    • Latest Color Photo of Student
    • Latest color photograph of co-applicant
    • Student’s signature as specified
    • Signature of overly fearful legal guardian
    • Student aadhar card
    • Student PAN card or undertaking as specified
    • Co-borrower PAN card or undertaking as specified
    • Institute admission receipt
    • Class 10th board registration certificate
  • Now you have to click on Save and Continue and a new page will open in front of you.
  • After this, you have to click on Submit Application and a dialog box will appear in front of you asking you whether you want to confirm the submission or not.
  • You have to click yes.
  • After this, you can apply under West Bengal Student Credit Card Scheme by following this procedure.

Administrator Login Procedure

  • Firstly, visit the Official Website of the West Bengal student credit card scheme. Then, the home page will open in front of you.
  • On the homepage of website, you have to click on Administrator login. After that you have to select your user type.
  • After this, you have to enter your user id, password and captcha code and click on login button.
  • After this, you can Administrator Login by following this procedure.

Student Login Procedure

  • First of all you have to go to the official website of West Bengal Student Credit Card Scheme. After this the homepage of the website will open in front of you.
  • After this you have to click on student login on the homepage. Now the login form will be displayed in front of you.
Student Login
  • Now you have to enter the information asked on this page, such as- User ID, Password, Captcha code. After that you have to click on the login option.

Student Dashboard

  • First of all you have to go to the official website of West Bengal Student Credit Card Scheme. After which the home page will open in front of you.
  • On the homepage, now you have to click on the option “Student Login” after which you will have to go to the new page.
  • On this new page you have to enter your ID, Password and Captcha code and click on the login key option given below.
  • After clicking you have to click on “Dashboard” and by following this procedure you will be able to see the student dashboard

Procedure to Track Application

  • First of all you have to go to the official website of West Bengal Student Credit Card Scheme. After which the home page will open in front of you.
  • After the home page is opened, you have to click on the option of “Student Login” given on the screen, then a new page will be displayed in front of you.
  • On this new page now you have to enter your applicant id, password and click on the login key option given below.
  • After clicking, now you have to click on the option of “Track application” appearing on the screen and enter your applicant ID.
  • After filling the ID, click on the search option given below and the required information will be on your computer screen.

Do Institution Profile Submission

  • First of all, you visit the official website of the West Bengal student credit card scheme. After that, The home page will open in front of you.
  • On the homepage you are required to click on administrator login. Now you have to select your user type.
Institution Profile Submission
  • After this, you have to enter your user id, password and captcha code and a new page will open in front of you.
  • On this page you have to click on submit institution details. After that you have to enter the following details:
    • Name of institution
    • AISHE code
    • Aggregation details
    • Rank type
    • Rank
    • Affiliation details
    • Address of institution
    • State of institution
    • District of institution
    • Name of nodal officer
    • Designation of nodal officer
    • Email ID of nodal officer
    • PAN number of institutions
    • Tan number of institution
    • IFS code
    • Institution Bank name
    • Branch name
    • Account number
  • After that you have to upload the following documents.
    • AISHE Certificate
    • Accreditation document
    • Rank document
    • Affiliation document
  • After this, you have to click on submit details and Institute profile submission related information will open in front of you.

Submit Institute Profile

  • First of all you go to the official website of West Bengal Student Credit Card Scheme. After this the home page will open in front of you.
  • On the homepage, you have to click on Administrator login. Now you have to select your user type.
  • After this you will have to enter your user ID, password and captcha code and a new page will open in front of you.
  • On this page you have to click on submit Institution details. After that you have to enter the following details:
    • Name of Institution
    • AISHE CODE
    • aggregation details
    • rank type
    • Post
    • affiliation details
    • institution address
    • institution status
    • institution’s district
    • Name of Nodal Officer
    • Designation of Nodal Officer
    • Email ID of Nodal Officer
    • PAN number of institutions
    • Body Number of the Institute
    • IFS code
    • institution bank name
    • branch Name
    • Account Number
    • After that you have to upload the following documents
    • AISHE Certificate
    • accreditation document
    • rank document
    • affiliation document
    • After this you have to click on submit details and institute profile submission information will open in front of you.

Approve the Application by HED

  • First of all you go to the official website of West Bengal Student Credit Card Scheme. After this the home page will open in front of you.
  • On the homepage, you have to click on Administrator login. Now you have to select your user type.
  • After this you have to enter your User ID, Password and Captcha Code and click on Login.
  • Now you have to click on Verify application and click on view application.
  • After clicking on this option a dialog box will open in which photo and application will be with forward, return, view and track buttons.
  • Now you have to click on the View button to check all the details of the applicant.
  • If all the details are found correct then you have to click on the next option and a confirmation page will open in front of you.
  • After that you have to click on Yes option and this application will be forwarded to the bank.
  • After that you have to apply to the bank.
  • If the application is found correct then you have to send it to the head of the institution by clicking on the return button.

Check Contact Details

  • First of all you go to the official website of the West Bengal student credit card scheme. After this, the home page will open in front of you.
  • On the homepage of website, you have to click on contact us. After that a new page will open in front of you.
West Bengal Student Credit Card Scheme Contact Details
  • On this page you can View Contact Information.

How to Download Training Manual?

  • First of all, you visit the official website of the West Bengal student credit card scheme. After that, the home page will open in front of you.
  • On the homepage of the website you are required to click on training manual. Now you have to select your user type.
  • After that Training manual will open in front of you in PDF format.
  • Now you have to click on the download option in order to download it, then Training manual will be downloaded in your device.

Download Student’s User Manual

  • First of all you have to go to the official website of West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
  • On the homepage of the website, you have to click on the download option. Now you have to select the user manual of the student.
Student's User Manual
  • After that the User Manual will open in front of you in PDF format.
  • Now you have to click on download option to download it, then User manual will be downloaded in your device.

User Manual of Institutions

  • First of all you have to go to the official website of West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
  • On the homepage of the website, you have to click on the download option. Now you have to select the user manual of institutions.
User Manual of Institutions
  • After that the user manual of institutions will open in front of you in PDF format with your next tab.
  • Now you have to click on download option to download it, then User manual will be downloaded in your device.

Download the User Manual of HED

  • First of all you have to go to the official website of West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
  • On the homepage of the website, you have to click on the download option. Now you have to select the user manual of HED.
User Manual of HED
  • After that the user manual of HED will open in front of you in PDF format with your next tab.
  • Now you have to click on download option to download it, then User manual will be downloaded in your device.

User Manual of Bank

  • First of all you have to go to the official website of West Bengal Student Credit Card Scheme, after that the home page will open in front of you.
  • On the homepage of the website, you have to click on the download option. Now you have to select the User Manual Of Bank.
User Manual of Bank
  • After that the User Manual Of Bank will open in front of you in PDF format with your next tab.
  • Now you have to click on download option to download it, then User manual will be downloaded in your device.

Online Application and Loan Sanction

  • First of all, you visit the official website of the West Bengal student credit card scheme. After that, the home page will open in front of you.
  • On the homepage, you are required to click on administrator login. Now you have to select your user type.
Online Application and Loan Sanction
  • After this, you have to enter your user id, password and captcha code and then click to log in.
  • A new page will open in front of you. On this page you have to click on application pending.
  • Then a new page will appear in front of you, on this new page and MS Excel sheet containing all pending applications will be generated
  • Now you have to click on excel button to download this sheet, this option is present on top right side for class
  • To view this application you have to click on the view icon.
  • After this a new page will open in front of you, on this page you will have to download the following documents :-
    • Course Fee Details
    • proof of admission of the applicant
    • PAN address proof of co-borrower
    • Aadhaar and PAN of the applicant
  • Now after downloading the document you have to click on the application pending menu of the dashboard
  • After that you have to click on the sanction loan icon of a particular application
  • From here you can either approve the loan or decline the loan by applying on the loan approval or loan reject button.

If the loan is approved

  • If your loan is approved then a new page will be displayed in front of you.
  • When the new page will be displayed you have to enter the sanction amount in numbers and words on this new page.
  • After that you have to upload the copy of acceptance letter and click on submit key option.

If the loan is declined

  • If your loan gets rejected then you have to click on the Reject Loan option.
  • After which you have to click on the option of rejection reason from the drop down menu.
  • After that enter the benchmark as per your bank norms and click on submit key option.

Contact Information

We have provided you all the important information about the West Bengal Student Credit Card Scheme. If you are still facing any kind of problem then you can contact on a helpline number or write an email to get your problems resolved. The helpline number and email id are as follows:-

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