(Registration) Mo Ghara Yojana Odisha 2024: Apply Online, Eligibility & Selection

Mo Ghara Scheme Application Form, Check Eligibility | Karnataka Mo Ghara Scheme Portal Apply Online, Benefits Details – The announcement to start the Mo Ghara Scheme to provide benefits to the lower middle class citizens of the state was made by the Naveen Patnaik government on May 29. Through this scheme, credit-linked financial assistance will be provided to all those citizens who lack budget for construction or repair of their houses. Economically and socially weaker citizens of the state will be able to get the benefit of this scheme, along with this scheme recently about 18 important initiatives have been accepted by the Odisha government. In today’s article, we are going to provide you with all the important information related to the Mo Ghara Yojana. [Also read- Mukhyamantri Karma Tatpara Abhiyan: Mukta Yojana Online Registration]

Odisha Mo Ghara Yojana

With the end of the fourth year of Mr. Patnaik’s fifth term in the state, the Mo Ghara Scheme has been announced, the benefit of this scheme will be provided to all those families in the state who have strict eligibility requirements or insufficient funds. was excluded from existing housing programs due to Apart from this, all those families who had earlier received housing assistance and less amount and are now looking to upgrade or expand their houses, all those families will also be given the benefit of this scheme. This scheme has been approved by the state cabinet which is headed by the CM of Odisha, all those citizens who want to apply under this scheme can apply from June 15.

Mo Ghara Yojana was among all the 18 suggestions that were approved on Monday by the Odisha cabinet, which is headed by Chief Minister Naveen Patnaik. The program was set up after the state government of Odisha accepted 18 proposals in anticipation of the 2024 elections, inducting three new ministers into the Council of Ministers in Odisha, a week after the cabinet reshuffle. Low and lower-middle class families in rural areas will be provided the amount of benefit under this scheme to fulfill their aspirations in the State Government Panchayati Raj and Drinking Water Department. [Also read- (BSKY) Odisha Biju Swasthya Kalyan Yojana: Apply Online, Eligibility]

Mo Ghara Scheme

Overview of Odisha Mo Ghara Yojana

Scheme NameMo Ghara Scheme
Launched Byby Naveen Patnaik Govt
Year2024
BeneficiariesLower middle class citizens of Odisha
Application Procedurewill be released soon
ObjectiveProviding financial assistance to the lower middle class citizens of Odisha
BenefitsFinancial assistance will be provided to the lower middle class citizens of Odisha
CategoryOdisha Government Schemes
Official WebsiteTo be launched soon

Objective of Odisha Mo Ghara Yojana 2024

The main objective of Mo Ghara Yojana Odisha 2024 is to provide financial assistance to the low and low-middle income rural Odisha families of the state to fulfill their housing aspirations. Such families of the state who are unable to get the benefit of existing housing programs due to strict eligibility requirements or insufficient funds, all those families will be included in Odisha Mo Ghara Yojana by the state government. [Also read- Kalia Yojana Application Form: Apply Online Form, kalia.co.in Status]

Benefits & Features of Odisha Mo Ghara Yojana

  • Through the Odisha Mo Ghara Yojana launched by the Naveen Patnaik government, pucca houses will be made available to all rural poor citizens of the state, this will improve their standard of living.
  • Through this scheme, through this the vulnerability of the poor will be reduced towards disasters in rural areas.
  • It also helps the citizens of the state to make the rural poor feel more worthy of their dignity. Apart from this, it also helps in the economic development of rural communities.
  • Through this program, a housing loan of up to Rs. 3 lakh can be obtained by all the interested citizens of the state.
  • The loan can be repaid by the borrower in convenient installments over a period of 10 years with the exception of a moratorium period of one year.
  • Under this, according to the cabinet notification, four loan amount slabs are 1 lakh, Rs. 1.5 lakh, Rs. 2 lakhs and 3 lakhs is Rs.
  • Its income is less than Rs 25,000, apart from this, all the citizens of the state will be eligible to get the benefit of Mo Ghara Yojana Odisha, who have previously received housing assistance of Rs 70,000 or less.

Mo Ghara Yojana Odisha Loan Subsidy Amount

Loan amountSubsidy provided
1 LacRs 30,000
1.5 lakhRs 45,000
2 lakhRs 60,000
3 lakhRs 60,000

Eligibility of Mo Ghara Yojana Odisha

  • It is mandatory for the citizens who want to get the benefit of this scheme to be a native of the state of Odisha.
  • The applicant should not have own pucca house in the state of Odisha, and must have a kutcha house.
  • Additionally, the applicant should come under the EWS classification.
  • The family income of the aspirant of the state should be less than 25,000 per month.
  • Applicants from the state should not have availed any kind of government housing assistance earlier.

Documents Required

  • Passport size photograph
  • Aadhaar Card
  • Voter ID Card
  • BPL certificate
  • EWS Certificate
  • Address proof
  • identity proof
  • residence certificate
  • Original Certificate etc.

Installment Pattern under Mo Ghara Yojana Odisha

Loan is disbursed through installments as per construction stage, sanction of loan by the bank to the applicant’s loan account, registration of mortgage, release of first installment after investment of margin money. The 2nd installment is released at roof level in case of loan of Rs.1.5 lakh, Rs.2 lakh, Rs.3 lakh, under which loan of Rs.1 lakh is released after the roofing is done . Under this geotag block work is done up to construction level, BDO bank is recommended to release the second installment. 

If necessary, the construction level can be inspected by the banks through their employees. After this, the second installment is released by the banks in the loan account of all the beneficiaries. In case of loans of Rs.1.5 lakh, Rs.2 lakh, Rs.3 lakh, the third installment is released after the casting of the roof, the construction stage is geo-tagged by the block worker, similar to the release of the second installment. And the release of the third installment by them is recommended to the BDO Bank, along with this, the construction level can be inspected by the banks through their employees. After this, the third installment is sent to the account of the beneficiary citizen.

Procedure to Apply for Mo Ghara Yojana Odisha

All those citizens who want to apply under Odisha Mo Ghara Yojana 2024 can apply under this scheme by following the following procedure:-

  • First of all, you have to go to the official website of Mo Ghara Yojana, after that the homepage of the website will open in front of you.
Mo Ghara Scheme
  • On the homepage of the website, you have to click on the option of registration, after that the application form will open in front of you on the next page.
Mo Ghara Scheme
  • Here you have to fill the form with all the required details like name, email id, mobile number, address etc.
  • Now you have to upload all the documents asked in the form, now you have to click on submit option.
  • By following this process, you can conveniently register under Mo Ghara Yojana Odisha.

Procedure to Login under Mo Ghara Scheme

  • First of all, you have to go to the official website of Mo Ghara Yojana, after that the homepage of the website will open in front of you.
  • On the homepage of the website, you have to click on the option of the applicant from the section of login, after that the login page will be displayed in front of you on the next page.
  • Here you have to enter your Aadhaar number or mobile number, after that you have to click on the option of login.
  • By following this process, you can login successfully under Odisha Mo Ghara Yojana 2024.

Procedure to View Guidelines of the Scheme

  • First of all, you have to go to the official website of Mo Ghara Yojana, after that the homepage of the website will open in front of you.
  • On the homepage of the website, you have to click on the option of Guidelines, after that a new page will be displayed in front of you.
  • Here all the guidelines will be displayed in front of you, by following this process you can easily see the guidelines.

Contact Details

Dear readers, we have tried to provide you with all the important information related to Odisha Mo Ghara Yojana 2024 through this article. If you want to get other information related to this scheme, then you can comment or contact the toll free number. By doing this you can get the solution to your problem.Toll Free Number- 0674-6817777/155335

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